Beware of the cafe-style credit union trend

Posted by Cyndie Martini on November 17, 2016 at 2:43 PM

Catering to young adults is crucial to staying competitive for credit unions. Millennials and Generation Z are often a credit union's newest members, and it is increasingly important for financial institutions to appeal to these populations.

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Topics: Credit Unions, millennials, Generation Z, trends

Credit unions must keep their security measures up-to-date

Posted by Cyndie Martini on November 2, 2016 at 4:31 PM

Hackers are a very real threat to any consumer. They have the knowledge to infiltrate systems and steal information and money from complete strangers. Security professionals have the resources to keep hackers out, but these criminals are intelligent. When an update comes through, they are the first to begin studying the new features and finding ways circumvent them.

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Topics: Fraud, Cybersecurity, Fraud Prevention

Are credit unions ready for an interest rate hike?

Posted by Cyndie Martini on October 27, 2016 at 3:53 PM

The final few months of 2016 are sure to be filled with many big developments for our country. While the obvious one is the upcoming presidential election, there are plenty of other chances for change on the horizon. The Federal Reserve will meet two more times before the year's end to discuss whether the economy is capable of absorbing an increase in the federal funds rate.

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Topics: Credit Cards, Credit Unions, Interest Rates, Loans

What to know about Generation Z

Posted by Cyndie Martini on October 20, 2016 at 2:19 PM

When tailoring services to a younger audience, many people might think about millennials and their unique preferences. But it's important to look at the next generation of consumers as well.

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Topics: Mobile Pay, Mobile Wallet, Visa Prepaid, Prepaid Program Manager

Offer prepaid cards to bring on new members

Posted by Cyndie Martini on October 13, 2016 at 9:00 AM

Getting that first credit card can be a liberating experience. For just a small piece of plastic that conveniently fits inside your wallet, it can hold a lot of power. However, limited credit data or poor credit scores prevent many Americans from obtaining their own card.

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Topics: Visa Prepaid, Visa

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